IMPORTANT DISCLOSURES:
We are an independent, advertising-supported comparison site. The matches to services that appear on this site are based on a variety of factors, including geography, licensing, filter criteria, and compensation paid (by them).
If the information you provide to us matches the criteria they are seeking, that information may be shared to them in real time, and they will contact you directly.
We are paid by such providers for each consumer they receive matches to. You are not charged for our services. We do not guarantee that these are the only providers in the marketplace, or that their products or services will meet your needs. Their services and products may or may not be the best, or only options, available on the market. Completing our forms does not obligate you to purchase a service or product nor does it obligate a provider to provide you with any particular service about which you may have inquired.
We only accept requests for matching for U.S. Citizens on this Website and specifically exclude all other jurisdictions.
To the extent that ratings or evaluations appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates a number of factors, including but not limited to, our analysis of brand market share and reputation, each brand's consumer volume, compensation paid to us, and general consumer interest.
Rocket Mortgage is one of our top providers as it received the highest score in the J.D. Power Mortgage Origination Satisfaction Studies of customers’ satisfaction with their mortgage origination process 2010-2020, and 2022. See jdpower.com for more information.
This site, and its family of companies, and Rocket Mortgage, and its related businesses are separate operating subsidiaries of RKT Holdings, LLC.
Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable legal and regulatory requirements.
Quicken is a registered service mark of Rocket Mortgage, LLC, used under license by LMB OpCo
LMB Mortgage Services, Inc. is not acting as a lender or broker.
The information provided by you to LowerMyBills is not an application for a mortgage loan,
nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network,
your quoted rate may be higher depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio,
and/or other factors. LowerMyBills does not offer its matching services in all states.
This loan may not be available for all credit types,
and not all service providers in the LowerMyBills network offer this or other products with interest-only options.
Advertised rates: Based on a $250,000 conventional refinance loan on a single family primary residence located in Georgia,
740 FICO score and 80% LTV. 15 Year Fixed Rate/APR and 30 Year Fixed Rate/APR includes Discount Points.
Rates effective 09/23/2023 and are subject to change without notice.
Advertised rates: Based on a $400,000 conventional refinance loan on a single family primary residence located in Georgia,
740+ FICO score and 80% LTV. 15 Year Fixed Rate/APR includes Discount Points.
Rates effective 09/23/2023 and are subject to change without notice.
*Advertised rates: Based on a $540,000 conventional refinance loan on a single family primary residence located in Florida,
740+ FICO score and 80% LTV. 15 Year Fixed Rate/APR includes Discount Points. Rates effective 09/23/2023 and are subject to change without notice.
Two new refinance programs replaced HARP (which expired December 31, 2018).
The HARP replacement programs are called "High LTV Refinance Option" (Fannie Mae),
the "Freddie Mac Enhanced Relief Refinance" or "FMERR", "Refi Possible" (Freddie Mac) and "RefiNow" (Fannie Mae).
http://www.freddiemac.com/
"GSE" Definition - Government Sponsored Enterprises or Entities that include The Federal National Mortgage Association (FNMA or Fannie Mae),
The Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac) and The Federal Agricultural Mortgage Corporation (Farmer Mac)
FHFA OIG
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(T-2093178)(P-2854520_ERN_LP_disclosure_updates_2023-02-17)(SID-)
